Do Car Title Loans Have Any Hidden Fees?

Do Car Title Loans Have Any Hidden Fees?

When it comes to applying for car title loans, another important aspect is the hidden fees. Some agree to this point while some don’t. However, it doesn’t mean that every agency you apply for fast cash has any hidden fees or hidden conditions.

No doubt, there are a few agencies that do have some hidden fees and they usually reveal it at the time of filling the application. This is the reason we recommend you go through each and every point mentioned in the policy before applying for the car title loans.

Here are some common types of charges that your moneylender may include in the hidden fees:

  • Penalties
  • Interest rates
  • Credit report fees
  • Prepayment fees
  • Transaction fees
  • Appraisal fees

Other than this, there are many charges they may put up when you approach your money lenders for fast cash. So, to save yourself from bearing any unnecessary cost and ascertain the true cost, we would recommend you to go through everything that makes your APR. APR stands for annual percentage rate which is charged annually to anyone who borrows money. It includes every cost that is levied in terms of fees or any hidden charges over a span of a year.

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Moreover, it gives you a clear idea of what type of car title loans is perfect for you considering your situation. However, not everyone has the time to go through everything written in the fine print. Thus, we would recommend you to go with reputed agencies like 1st Capital Title Loans. If you are in desperate need of some fast cash, call us immediately.

 

How Long Do You Have to Pay Back Car Title Loans?

How Long Do You Have to Pay Back Car Title Loans?

Car title loans are considered fast, safe, simple, and secure options, when it comes to getting instant cash in time of need. Typically you can rely on car title loans for fast cash as you can get any amount starting from as low as $1000 to as high as $10,000. You can consider title loans as a blessing for the deprived section of society who have bad credits and need urgent cash to make their ends meet.

But, the issue arises when you have to repay the loan. Many think the process to be complex when it comes to repayment. However, it is not true as repayment of title loans is equally easy as the application process. Moreover, the time given is sufficient to repay title loans where you can pay back the amount within a month.

car title loanTechnically, you can pay back the loan in 15 to 30 days. If your condition is not that good and needs some more time to pay back the loan, you can consider contacting the automobile agency or your lender. Also, you can ask your lender to provide you with the option to pay the amount in instalments. However, the repayment conditions and policies are simple enough that you can pay loans easily and keeps you satisfied with the system.

If you are looking for car title loans Little River, consider checking 1st Capital Title Loans. Here you will get a dedicated team of professionals who can help you with car title loans.

Need assistance? Call us now!

Are You Looking for Car Title Loans?

Are You Looking for Car Title Loans?

A financial emergency is like an unexpected storm that may hit you bad. 1st Capital Title Loans provides you with a great opportunity to apply for auto title loans. You will receive a quick response as soon as you drop your query at our online portal.

At 1st Capital Title Loans, we ensure that we are available anytime when you need us. You can simply go to our home page to know about auto title loans. Well, we also have a blog section where you can search for “What is Car Title Loan,” if you are new to the world of auto title loans.

Title Loans in South CarolinaWe have a dedicated team of experts that guide you and help you get through the terrain of car title loans. Here you will get a wide variety of options and keep your car titles as collateral and avail yourself of the loans at affordable rates of interest. As soon as you drop an application or message, our team of experts will surely review it and get back to you soon!

Our mission is to help all who are in need of fast cash and struggle to get a loan due to bad credit history. You just need to contact us without any hesitation; we will help you get title loans at competitive rates. Working with us you will get an easy online process, the best customer service, and customized loan terms that fit your pocket needs right!

If you need our assistance and have any queries, contact us right here. After all, we believe in delivering quality service because we consider our customers as our valuable asset.

How to Wisely Use Title Loans?

How to Wisely Use Title Loans?

Fast cash is the biggest reason that people rely on title loans. Some fear title loans considering the interest rates, varied policies of lenders, and economic impact. And, thus a few consider title loans to be an unwise decision.

However, it is not necessarily true in every situation. It completely depends on the way you approach title loans and how you use them. If you work out a plan and put it to judicious use, then you are unlikely to face any issues related to repayment or other terms and conditions.

Here are a few ways you can use a title loan wisely:

  • To pay your medical bills and other health-related emergencies.
  • You can use it to clear off moving expenses as hiring professional movers is quite expensive.
  • Title loans can also be used to clear off tax debts. However, we would recommend you to compare the related fee, penalties, and interest.
  • If you are a startup and want to purchase crucial goods for your business, you can consider car title loans.
  • You can use title loans to repay old debts from your family and friends as long-term debts in close allies and friends may put your relationship at risk.

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Considering the above situations, if you don’t have enough cash you can surely consider using auto title loans. If you have landed here searching for title loans offices near me, then you don’t need to worry anymore! 1st Capital Title Loans is present in most of the regions and can process your loan fast.

Car Title Loans Are the Good Option for You

Let the Experts at 1st Capital Title Loans help you get the cash you need and solve the money related issues. Call us 803-548-1727.