by nedrah | Sep 25, 2021 | Car Title Loans, Title Loans
How long does it take to get money through a title loan?
It is a common question that lingers in everyone’s mind who approaches their money lender or any automobile agency to apply for a title loan. Since title loans are mostly approached by people who desperately need urgent cash, it is a valid question that arises in everyone’s mind. Owing to the fast cash feature, people are drawn to apply for car title loans. But, is it really a fast cash deal or just a fad? Let’s try to understand through this blog.
How do Title Loans work?
Title loans are similar to payday loans that are usually for a short period of time taken to meet urgent expenses. These are generally taken against the title of your vehicle, which could be a car, truck, or any other vehicle. Thus, these loans are called title loans and are generally repaid within a period of 30 days.
The most interesting feature of car title loans is fast cash, to which some agree, and some do not. Let’s take a deeper look and try to understand whether car title loans really provide fast cash or not.
When it comes to the exact timing, then usually it takes around 16-45 minutes to get title loans against your car title. Moreover, you don’t even need a credit check, and the application process is quite simple and easy. However, the timing could be a little different as you get to explore various lenders and agencies. But, yes, you can get car title loans in the shortest time and can use them to meet your urgent needs.
by nedrah | Sep 23, 2021 | Auto Title Loans, Car Title Loans, Title Loans
CAR TITLE LOAN- As the name suggests- it is a loan that requires you to keep your car or any other vehicle as collateral against the debt. Money lenders or automobile agencies tend to consider the vehicle as one of the significant things kept for security, when it comes to title loans. However, the loan limit generally ranges between 25% to 50% of the cash value of the vehicle, against which the title loan has been raised.
After knowing the dynamics of a car title loans, let’s see what are the crucial things you require to apply for the same?
Important Title Loans Requirements- Key to Get Super Fast Approval!
- Title name of the original vehicle that depicts the sole ownership
- An identification issued by the government which should match the name on the title
- Bills or other proof of residency or address to match the title name
- Registration of the current vehicle against which the loan is raised
- A Proof that indicates your vehicle insurance
- Pay slips that help money lenders identify whether you can repay the loan or not
- Crucial things like names, phone numbers and addresses of at least two valid references
- Copies of the vehicle’s keys in a working condition
So these were a few title loans requirements. We hope you have got a clear idea of what you have to bring while you apply for title loans. If you are planning to apply for the same, consider contacting 1st Capital Title Loans.
by nedrah | Sep 22, 2021 | Car Title Loans, Title Loans
Whether you want to buy a vehicle or pay off a medical emergency, a title loan can help you. However, title loans are tricky when it comes to making the best choice based on affordability and the rate of interest. Well, we would recommend you to compare various offers from different money lenders and automobile agencies that offer car title loans.
On exploring different options available in the market, you will realize that 1st Capital Title Loans is the best avenue to approach for a car title loan. Here you will get affordable loans at cheap rates of interest as compared to other lenders in the market. Moreover, we don’t sell our customers’ data to anyone as we are concerned about their privacy.
Working with 1st Capital Title Loans, you will get:
- Car title loans at affordable rates that are generally accepted everywhere
- A simple process of application considering the time consumed and complexity
- Fast approval of car title loan and quick cash
- Convenience and transparency
- Accurate information about the terms and policies
- Consistent guidance followed by smart decision making
All this will not only help you save money and get quick cash but would also teach you some financial lessons that you need to better manage your resources and make informed decisions in life.
If you need any assistance with a car title loans or planning to apply for the same, contact us immediately. Our team of professionals will guide you throughout the process.
by nedrah | Sep 20, 2021 | Car Title Loans, Title Loans
If you have a car and you need cash, title loans are a good way to get quick cash. The fast processing time, fast approval, least formalities, no requirement of credit scores, and quick cash are the best things that you would get with title loans.
Doesn’t it seem appealing?
Yes, it is and you can get the most out of your car title loan when you have equity in your car. The interesting thing here is that money lenders want you to have a car that’s free and clear of any loans. So, make sure that you don’t have a car loan outstanding.
When your car title loans are approved, you will give your car title to the lender which can be an automobile agency. The best thing is that you can still continue driving your car. Although some money lenders may ask you to install a GPS tracker and copy of keys is a must for the purpose of repossessing your car in case you can’t repay your title loans.
However, when it comes to the amount you get from title loans that you can borrow from a car title loan agency, it stands between 25% to 50% of the value of your car. The average amount of loan that could be borrowed at a time ranges from $100 to $5,500.
Well, if you need a little extra cash even then you don’t need to worry because some automobile agencies or car title loan agencies also provide title loans of up to $10,000 and even more. So, that’s how you can get the most out of your title loans and enjoy the luxury of fast cash.
Need urgent cash?
Call 1st Capital Title Loans Right Now!
by nedrah | Sep 13, 2021 | Car Title Loans, Title Loans
Want to get out of your car title loan early?
If you are searching for the fastest way to get out of a car title loan, then this blog is for you. Here we have discussed two ways you can get rid of car title loans as early as possible. So, without further ado, let’s get started!
An Ideal Solution to Pay Off Your Car Title Loans
To get rid of title loans, the ideal solution is to pay them off by the due date mentioned in the agreement. You can’t run away from the liability; otherwise, you may land in trouble. Your vehicle might be possessed by your money lender. Here are the two best ways you can pay off your car title loan, let’s have a look at each one of them:
Make Early Payments
Can I make early payments to pay off my title loan?
If you ask this question too often to yourself; then, yes you can pay off your title loan early by making early payments. It is one of the ways you can get out of the car title loan as you have the liberty to make early payments. The best part is that you can do so without giving any penalty.
Make Larger Payments
Can I make larger payments to repay car title loans?
It is a common question that people ask, and you too, have landed here to search for the accurate answer. Yes, you can opt to make larger payments in one go to repay your title loan quicker. Well, if your payments are larger than the scheduled amount, the extra amount would be applied towards the principal amount of the title loan taken.
Are you looking forward to applying for a car title loan at affordable interest rates?
Contact 1st Capital Title Loans Right Now!
