by nedrah | Sep 20, 2021 | Car Title Loans, Title Loans
If you have a car and you need cash, title loans are a good way to get quick cash. The fast processing time, fast approval, least formalities, no requirement of credit scores, and quick cash are the best things that you would get with title loans.
Doesn’t it seem appealing?
Yes, it is and you can get the most out of your car title loan when you have equity in your car. The interesting thing here is that money lenders want you to have a car that’s free and clear of any loans. So, make sure that you don’t have a car loan outstanding.
When your car title loans are approved, you will give your car title to the lender which can be an automobile agency. The best thing is that you can still continue driving your car. Although some money lenders may ask you to install a GPS tracker and copy of keys is a must for the purpose of repossessing your car in case you can’t repay your title loans.
However, when it comes to the amount you get from title loans that you can borrow from a car title loan agency, it stands between 25% to 50% of the value of your car. The average amount of loan that could be borrowed at a time ranges from $100 to $5,500.
Well, if you need a little extra cash even then you don’t need to worry because some automobile agencies or car title loan agencies also provide title loans of up to $10,000 and even more. So, that’s how you can get the most out of your title loans and enjoy the luxury of fast cash.
Need urgent cash?
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by nedrah | Sep 16, 2021 | Car Title Loans, Title Loans
What is the first thought that comes to your mind when it comes to raising title loans?
Fast and easy cash, right?
However, some people think of car title loans as too risky. For them, title loans are so expensive that they stand the risk of getting trapped in the cycle of debt. But, why?
In this blog, we will bust this common myth about car title loans that confuses people and resists them to opt for it even when they are in dire need of cash. So, let’s begin!
Car Title Loans- An Easy Way to Get Cash that Doesn’t Put You in Debt Cycle
Car title loans are an easy way to get fast cash and it’s true. You can easily pay the loan and even if you can’t for some reason, you can ask your auto loan agency to extend the time. Moreover, you won’t have to face interrogation on the part of your credit history like other financial institutions do when the borrower is unable to repay the loan. The best part is that the moneylender will not complain or report to the credit bureaus that may affect your financial reputation out of which you may face issues in raising loans from financial institutions. Instead, the moneylender will repossess your car or the vehicle kept as collateral to satisfy the debt. The process is so simple and easy.
Now, to save yourself from the debt cycle, make sure you raise the loan according to repaying capacity. This way, you won’t land in trouble and everything will be swift and smooth.
Need instant title loans at affordable rates?
Contact 1st Capital Title Loans Now!
by nedrah | Sep 13, 2021 | Car Title Loans, Title Loans
Want to get out of your car title loan early?
If you are searching for the fastest way to get out of a car title loan, then this blog is for you. Here we have discussed two ways you can get rid of car title loans as early as possible. So, without further ado, let’s get started!
An Ideal Solution to Pay Off Your Car Title Loans
To get rid of title loans, the ideal solution is to pay them off by the due date mentioned in the agreement. You can’t run away from the liability; otherwise, you may land in trouble. Your vehicle might be possessed by your money lender. Here are the two best ways you can pay off your car title loan, let’s have a look at each one of them:
Make Early Payments
Can I make early payments to pay off my title loan?
If you ask this question too often to yourself; then, yes you can pay off your title loan early by making early payments. It is one of the ways you can get out of the car title loan as you have the liberty to make early payments. The best part is that you can do so without giving any penalty.
Make Larger Payments
Can I make larger payments to repay car title loans?
It is a common question that people ask, and you too, have landed here to search for the accurate answer. Yes, you can opt to make larger payments in one go to repay your title loan quicker. Well, if your payments are larger than the scheduled amount, the extra amount would be applied towards the principal amount of the title loan taken.
Are you looking forward to applying for a car title loan at affordable interest rates?
Contact 1st Capital Title Loans Right Now!
by nedrah | Sep 4, 2021 | Car Title Loans, Title Loans
When it comes to applying for car title loans, another important aspect is the hidden fees. Some agree to this point while some don’t. However, it doesn’t mean that every agency you apply for fast cash has any hidden fees or hidden conditions.
No doubt, there are a few agencies that do have some hidden fees and they usually reveal it at the time of filling the application. This is the reason we recommend you go through each and every point mentioned in the policy before applying for the car title loans.
Here are some common types of charges that your moneylender may include in the hidden fees:
- Penalties
- Interest rates
- Credit report fees
- Prepayment fees
- Transaction fees
- Appraisal fees
Other than this, there are many charges they may put up when you approach your money lenders for fast cash. So, to save yourself from bearing any unnecessary cost and ascertain the true cost, we would recommend you to go through everything that makes your APR. APR stands for annual percentage rate which is charged annually to anyone who borrows money. It includes every cost that is levied in terms of fees or any hidden charges over a span of a year.
Moreover, it gives you a clear idea of what type of car title loans is perfect for you considering your situation. However, not everyone has the time to go through everything written in the fine print. Thus, we would recommend you to go with reputed agencies like 1st Capital Title Loans. If you are in desperate need of some fast cash, call us immediately.
by nedrah | Sep 1, 2021 | Auto Title Loans, Car Title Loans, Title Loans
Car title loans are considered fast, safe, simple, and secure options, when it comes to getting instant cash in time of need. Typically you can rely on car title loans for fast cash as you can get any amount starting from as low as $1000 to as high as $10,000. You can consider title loans as a blessing for the deprived section of society who have bad credits and need urgent cash to make their ends meet.
But, the issue arises when you have to repay the loan. Many think the process to be complex when it comes to repayment. However, it is not true as repayment of title loans is equally easy as the application process. Moreover, the time given is sufficient to repay title loans where you can pay back the amount within a month.
Technically, you can pay back the loan in 15 to 30 days. If your condition is not that good and needs some more time to pay back the loan, you can consider contacting the automobile agency or your lender. Also, you can ask your lender to provide you with the option to pay the amount in instalments. However, the repayment conditions and policies are simple enough that you can pay loans easily and keeps you satisfied with the system.
If you are looking for car title loans Little River, consider checking 1st Capital Title Loans. Here you will get a dedicated team of professionals who can help you with car title loans.
Need assistance? Call us now!
