by nedrah | Oct 18, 2019 | Auto Title Loans, Car Title Loans, Title Loans
Sometimes, we require some quick cash. There are times when we go through some financial issues. During those times, we need some money to take care of our daily needs. Thus, if you are looking for ways to get some quick and easy money, you can check out title loans. They are one of the best ways to get some fast cash. Besides, you can get this loan without any hassles. However, you have to ensure that the transaction of the title loans is legal in your state. Or else, there is no point of opting for the title loans. Thus, if your searches consist of ‘title loans near me’, you are in the right place. We are going to deliver you with some useful facts about title loans.
You will get the Commercial Title Loans quickly and easily
One of the finest parts about title loans is that you will get it immediately. Also, the process of getting the title loan is pretty effortless. To get this loan, you have to visit the company that offers title. There, you have to provide them with your vehicle in exchange for cash. As long as you are paying the repayments properly, you don’t have to worry about anything.
Your credit will not be an issue while opting for truck title loans
Yes, you heard it right. You don’t have to bother about your credit rating. Even if you have a low credit score, you will get title loans. Most of the lenders will accept your application even if your credit rating is not up to the mark. However, some lenders will consider your credit score before lending you with the loan. Thus, we would suggest you take care of your credit points.
Title loans are illegal in 25 states
There are 25 states where title loans are banned. Well, it is almost half of the U.S. There are numerous reasons for which title loans are prohibited in these states. Some of the purposes for which the title loans are banned are:
- Title loans are short term.
- The annual percentage rates are pretty high.
- The lump-sum amounts are also pretty high.
- Also, some predatory lenders will create issues after lending you with the loans.
The average APR of the title loans are almost 300%
Well, the full form of APR is Annual Percentage Rate. Well, it determines the amount of money that borrower has to pay. And for these reasons, title loans are for short terms. Or else, the borrower may have to pay a tremendous amount of money to repay.
So, these are some of the facts that you must know about the title loans.
For more details, Contact us.
1st Capital Title Loans
Mon-Fri: 9AM – 6PM & Sat: 9AM – 1PM
Phone: 8039802274
by nedrah | Oct 12, 2019 | Auto Title Loans, Car Title Loans, Title Loans
Well, Car Title Loans are pretty fascinating loans. Well, if you are in need of some emergency money, you can opt for a car title loan. The most exceptional part about Car Title Loans SC is that you don’t have to bother about your credit points. Your credit point has nothing to do with your title loans. However, to get the title loans, you have to show some documents to your lender. After that, the lender will decide whether you are eligible or not.
Another significant part about title loans is that they are for the short term. So, you don’t have to take the pressure of keeping the money for a long time. So, if you’re searching for ‘title loans near me’, you are in the right place. Here, we are going to give insights about some of the documents that you have to show them to get the title loans.
Proof of residency
The primary thing that you have to do is to provide the lender with your proof of residency. Well, title loans are not approved in numerous states of the US. Therefore, you have to show them that you are living in an area where the title loans are approved. There are multiple documents that you can present them as your proof of residences like a bank statement, a phone bill, and other materials.
Proof of income
This is one of the vital requirements. Before opting for the loan, you have to show them with your proof of income. It will help to comprehend that you have a constant source of income. Besides, it will also signify the fact that you are capable of paying your money. You can show anything that shows that you have a constant source of income.
Your vehicle’s photo
It is a must requirement when you are planning to take the title loans. Well, the lender will ask for your photo because it will help the lender to evaluate the condition of your vehicle. After that, they will go for the actual inspection. You must make sure that the photos show both the exterior as well the interiors of your car. Also, they will check the mileage to acknowledge the current values of your vehicle.
Photo ID
Another thing that you have to submit is your photo ID. It will be a form of identification. They will not only verify your identity, but they will also check whether it is matching with the other documents that you have provided. Well, you can submit your photo ID like a driver’s license, a military ID, an international passport, and several other things.
So, these are some of the requirements if you want to avail of the Title Loans. Make sure that you have all the documents mentioned above.
For more details, Contact us.
1st Capital Title Loans
Mon-Fri: 9AM – 6PM & Sat: 9AM – 1PM
Phone: 8039802274
by nedrah | Oct 1, 2019 | Auto Title Loans, Car Title Loans, Title Loans
Title loans or car title loans is a kind of secured loan system where a person can use his vehicle as collateral to the loan providers for a certain amount of money and stipulated time period of the loan. The lenders gets the title of the vehicle whether it be a car, motorcycle or truck until the borrower settles the loan amount within the limited period of time.
This type of loan is created and designed to help people in cases of emergency to manage the ordeal and debt that have just fallen on them. This kind of loan is also known as fast auto loan. As easy and convenient this loan system may sound to you it has a lot of cons to it. There are times when the borrower has to pay higher rate of interest along with the principal amount when there is extension of time. In severe cases, the borrower even loses the vehicle or automobile to the lender.
However, there are certain points that you should be well aware of before considering Car Title Loans Near Me–
- 100% Ownership of the vehicle- In order to get a car title loan, the automobile is kept as collateral at the lender. However, the borrower has to have full ownership of the vehicle or automobile being kept as collateral. The ownership of the automobile should be completely of the borrower and not in liaison.
- Car title loans are prone to higher risks- With any default in payments; the lender may seek ultimate ownership of the automobile from the borrower and can claim the borrowed money as well.
There are many ways and approaches where one can find car title loans. It is suggested that you should involve in this system of loan with someone trusted or of whom you have full information about. Blind trusting anyone or any decision made in hurry could do a lot more damage than losing the car.
There are various car title loans that have their authentic websites and are pioneer in this credit business. They are well-versed with the rules and provide extra benefits and services to the borrowers to maintain the attraction. They are also liable considering their image in the market. Car title loan like 1st Capital Title Loans are quite known or its fair business with its borrowers and the experience it has all over the years.
After evaluating almost every detail about Title Loans Near Me, it is important to consider the alternatives of the car title loan you have. You have to evaluate every alternative with its risks and returns before signing off for any car title loan. It is also necessary that you should have a scheduled budget format that cuts down your unnecessary expenses and builds up your credit.
For more details, Contact us.
1st Capital Title Loans
Mon-Fri: 9AM – 6PM & Sat: 9AM – 1PM
Phone: 8039802274
by nedrah | Sep 26, 2019 | 18 Wheeler Title Loans, Auto Title Loans, Car Title Loans, Title Loans
Title Loan in South Carolina
When a person takes a title loan they need to put down an asset as collateral. The car should be placed under a lien by the lender and all the hard copy of the documents should be submitted. In exchange, the borrower gets a sum of the loan. After the borrower pays back the total amount the lien can be lifted and the car is sent back to the original owner. If the borrower fails to pay back the money the lender has the right to sell the car and gain the money.
There are mainly four types of title loan such as car title loan, personal loan, car title pawns and motorcycle title loan and pawns.
People who are looking for a title loan in SC can go online to see which stores offer them. It is usually a short-term loan. A commercial title loan can also be taken if a person owns a commercial vehicle. Title loan SC, or getting a loan in South Carolina is not tough. It takes about 30 minutes if the correct documents are given. The lender does not require any bank details for the car title loan, which means people with bad credit, can also get this loan. Whenever we think of title loan we think of car title loan.
Various loan options
Car Title Loan: the easiest way to get a title loan is through the car title loan. The amount of money you get is determined on the few factors such as the car value, the ability of the borrower to pay and how much amount one needs. There are many online services that help the borrower get the maximum amount of money and also pay off the previous loan from another company.
Motorcycle title loans: Although this form of a title loan is not widely known there are many companies that give motorcycle title loans in South Carolina.
To get a motorcycle title loan a person needs to have a motorcycle that is fully paid and a valid government-issued ID, getting a loan is a matter of a few minutes. They even provide the loan in cash than credit score, as it is easier to use.
Car Title Pawn: a car title pawn is different than a title loan. Here the owner gets to keep his own car and drive it, whereas for title loan the owner has to give the car to the lender. For many emergencies, people try and opt for car title paw.
Here the lender needs the car as collateral for the amount given. A valid government ID and hard copy of the vehicle is required to get the money. People with bad credit can also get money through car title pawn.
For more details, Contact us.
1st Capital Title Loans
Mon-Fri: 9AM – 6PM & Sat: 9AM – 1PM
Phone: 8039802274
by nedrah | Sep 17, 2019 | Auto Title Loans, Car Title Loans, Title Loans
There are times in our life when we need some fast cash. There are numerous for which you need fast cash. The reason could be some unexpected bills or countless other things. During that time, title loans are going to help you a lot. They are not only a great way to get some fast cash, but there are other perks of it. So, if you are searching for ‘Car Title Loans Near Me’, you are in the right place. Here, we are going to convey to you with some benefits that come with Car Title Loans SC.
The smooth process as well as quick cash
This is one of the most significant benefits of Clover Title Loans. You will get a good amount of money within a concise period. Besides, you don’t have to face any complication while getting that money. The process for availing the title loans is pretty straightforward.
You don’t have to bother about your credit
Another perk of availing the title loan is that you don’t have to think about your credit. For that reason, title loans are known as no credit check loans. The only thing that you have to take care if you are opting for the title loan is your vehicle. Apart from that, you don’t need to worry about anything.
You are eligible for the loan if you have a vehicle
It is one of the best parts of title loans. If you have a car with you, you are considered qualified for the loan. Well, it doesn’t matter if you have a bike, SUV, car, truck or any other vehicle, you can qualify for this loan. Besides, ones you pay the final payment, you will get back your title.
Cheap, compared to the cash advances
Compared to cash advances, title loans are pretty affordable. Well, in case of the title loans, the lender will use your vehicle as collateral. So, they don’t have to bother about paying a high rate of interest. Eventually, the reduced interest rate will help you to spend less.
Convenient options for repayment
Well, if you avail the title loans, you will get numerous options for repayment. Most of the time, lenders offer easy and quick options for repayment. Along with all these options, you will get an upfront schedule. That schedule will consist of your time of payment.
Say goodbye to stress
Stress is the worst thing. It damages our inner peace. But, after availing the title loans, you don’t have to worry about mental stress. We can understand that sometimes your life can go through some rough time. But a car title loan will help you to pay for your expenses so that you can go back to healthy life.
So, these are the benefits of car title loans.
Our Office Address
1st Capital Title Loans
Mon-Fri: 9AM – 6PM & Sat: 9AM – 1PM
Phone: 8039802274
